India's 1st Student
Credit Card
for
the GenZ. 

Get India's 1st "interest free student credit card"

with minimum documentation. 

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for a period of 28 days. With every repayment you make, your credit limit gets doubled down.
for a period of 28 days. With every repayment you make, your credit limit gets doubled down.
for a period of 28 days. With every repayment you make, your credit limit gets doubled down.
for a period of 28 days. With every repayment you make, your credit limit gets doubled down.
for a period of 28 days. With every repayment you make, your credit limit gets doubled down.
Start with a loan limit of

Rs 2,000

for a period of 28 days. With every repayment you make, your credit limit gets doubled down.
Reach a limit of

Rs 8,000

to unlock the Junior Card: India's 1st reward
based student credit card for Under 25.

Upto Rs 50,000

worth of credit limit to students for making purchases using
the Junior Credit Card on the Credit Junior App.

Junior Card: The hottest
Credit Card on Earth,
for students!

NO FEES, EVER!

Its free, because India like free.

2X LIMIT, FOREVER!

Double your limit, with every repayment.

HUGE BILLS, NEVER!

Cashbacks and rewards to reduce your bills.

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We love you, 3000.

Made only for students, with lots of love.

We love rewards, 3000.

We teach discipline, but with rewards.

We love spending, 3000.

The more you spend, the more you earn.

We are a family of

1.3 Million+

Juniors

Join us in our journey of credit revolution for students.

Fast

Get instant loans and credit with limited paperwork, 

instant approval and 5-minute disbursement.

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Easy

We understand the problems with limited pocket money, expensive dates and what not.

Simple

Simple documentation and on-boarding process, designed specially for students.

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As Featured On

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While over 400 million Indians are Under 25, 87% of them are ineligble for credit.

We are here to change that.

More than
"Just a Card"

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IT IS 

NEW!

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IT IS

HOT!

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IT IS

WORTHY!

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IT IS

PERSONALIZED!

Get upto 60 months of

student EMIs with

Junior Card on

Credit Jr App.

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IPhone

Rs 999/month

Buy a new Apply IPhone at an easy student EMI of Rs 999/month using your Junior Credit Card.

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Jordans

Rs 599/month

Buy a new Nike Jordans at an easy student EMI of Rs 599/month using your Junior Credit Card.

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iWatch

Rs 799/month

Buy a new Apple Watch at an easy student EMI of Rs 799/month using your Junior Credit Card.

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Bullet

Rs 2,499/month

Buy a new Royal Enfield at an easy student EMI of Rs 2,499/month using your Junior Credit Card.

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Ola S1

Rs 1,299/month

Buy a new Ola S1 Pro at an easy student EMI of Rs 1,299/month using your Junior Credit Card.

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Activa

Rs 999/month

Buy a new Honda Activa at an easy student EMI of Rs 999/month using your Junior Credit Card.

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AirPods

Rs 699/month

Buy Apple Airpods at an easy student EMI of Rs 699/month using your Junior Credit Card.

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Laptops

Rs 899/month

Buy laptops at an easy student EMI of Rs 899/month using your Junior Credit Card.

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Bags

Rs 199/month

Buy belts at an easy student EMI of Rs 199/month using your Junior Credit Card.

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Belts

Rs 499/month

Buy belts at an easy student EMI of Rs 499/month using your Junior Credit Card.

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Shoes

Rs 599/month

Buy shoes at an easy student EMI of Rs 599/month using your Junior Credit Card.

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Shades

Rs 399/month

Buy shades at an easy student EMI of Rs 399/month using your Junior Credit Card.

WHAT PEOPLE SAY

Vidit Mahajan

I was relying on chai and maggi on the month-end days when I discovered Credit Junior's instant student credit. 

Great initiative.

Nishant Kalra

JEE aspirant at Kota with limited pocket money, which mostly ended by the mid of the month. Thank you for the service. Keep it up!

Ramosya Nishan

Being on an educational visa, credit and loans in India were out of reach for me till I discovered Credit Junior. Great platform. Cheers.

WE
PROMISE
TRUST

 We at Credit Junior promise to deliver the best for the youth of our country. With this promise of trust, we aim to build an ecosystem of young achievers, who dare to risk, fail, build and achieve. With our credit platform designed specifically for the Under 25, we promise to nurture the future of the country, to the best of our capacity.

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OUR BLOG

Start building your credit score and credit worthiness from an early age

with credit junior.

Apply for an instant student credit today.

Frequently Asked Questions

What is the minimum age for applying?

Credit Junior is India's 1st student credit platform, crafted specifically for the needs of the students. Keeping our utmost cause of creation in mind, the minimum age for a credit from Credit Junior is 18.

What documents are needed for application?

We understand that as students, there are not much documents available as proof. Keeping the problems of students in mind, Credit Junior asks for basic documents including address proof, qualification proof etc.

How to get a student loan from Credit Junior?

Fill out the credit application by clicking "Apply Now" and submit the documents to the authorized representative. Once approved, the credit card, which usually takes 5 minutes to 24 hours.

How to get Junior Credit Card?

Fill out the credit application and provide the necessary documents. Start with a credit limit of Rs 2,000 and unlock the Junior Credit Card by making timely repayments.

Is Credit Junior a registered company?

Credit Junior is a Section 8 Micro Financing Institution (MFI) registered with Ministry of Corporate Affairs (MCA) under

the Government of India. 

What is the limit of Junior Credit Card?

The credit limit of Junior Credit Card starts from Rs 15,000 and increases with every successful repayment. Credit limit directly depends upon the usage and the repayment schedule.

Can I apply if my credit score is poor?

Credit Junior is a medium for students to improve their credit scores. That's right. We do not need pre built credit scores. Rather, we help you build your score from scratch.

How can I track my dates and details?

Credit Junior App is available free of cost on the Google Play Store. By downloading the app, every detail regarding loan, credit card, dates, amount, offers etc. can be tracked.

If there is anything else we can help you with

Fill out the form or mail us at contact@creditjunior.com

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©2023 by Credit Junior

Credit Junior is a Section 8 Micro Financing Institution (MFI) registered with Ministry of Corporate Affairs (MCA) under the Government of India.